How to leave money to charity in your Will
Learn how to leave money to charity in your Will in South Africa, including charitable bequests, estate duty and planning your legacy.
Retirement Annuity vs Provident Fund in South Africa: What is the difference?
Compare a retirement annuity vs provident fund in South Africa. Understand key differences, tax benefits, and which suits your financial plan.
Feeling financially anxious? Dawie Roodt unpacks what to control and what to ignore.
Feeling financially anxious? Chief Economist Dawie Roodt shares practical advice on what you can control, and what to ignore, during uncertain times.
Emergency savings in South Africa: Your first line of financial defence
In an unpredictable economic environment, financial security is not built on knowing exactly what will happen next, but on being prepared when life does not go according to plan.
From rising living costs and vehicle breakdowns to medical shortfalls and sudden income disruptions, unexpected expenses are a reality for many South Africans. Yet industry data consistently shows that more than half of South Africans would struggle to cover an emergency cost of around R20,000 without taking on debt.
Interest rate hikes back in the spotlight: What South Africans should know
Interest rates are once again in the spotlight, with renewed discussion around whether South Africa could see further increases after a period of relative stability. While recent economic commentary has raised concerns, it is important to separate headlines from underlying realities, and to approach the conversation with perspective rather than panic.
Budget speech and income tax explained in South Africa
Each year, South Africans watch the National Budget Speech closely. While the announcement covers many areas of government spending and economic policy, one topic consistently affects households and businesses alike: income tax.
How the 2026 Budget Speech shapes opportunities for South African investors
South Africa’s national Budget Speech is often analysed through a political or social lens. For investors, however, it serves a different purpose. It provides a framework for understanding fiscal direction, economic stability, tax treatment, and capital allocation priorities, all of which influence long-term financial well-being.
Making Black Friday work for your financial wellbeing
Black Friday has become a major moment in South Africa’s retail calendar, offering opportunities for meaningful savings when approached with intention. Instead of viewing the season as something to avoid, it can be used as a strategic moment to align your purchases with your broader financial priorities.
20 Years On… And The Efficient Group Is Still Standing Strong
Millennials and Generation Z are unlikely to remember that, back in 1997, Asia was dealt a significant blow by the United States (US) Federal Reserve (Fed), who, through their actions, caused the US dollar to appreciate substantially.
It all starts, and ends, with government
The Financial Sector Conduct Authority (FSCA) recently said that it will soon publish the regulatory framework for cryptocurrencies in South Africa. Many in the industry, especially those who support the technology, have been anxiously awaiting this legislation for quite some time.