Disclaimer for Efficient Group (Pty) Ltd (“EFG”) and subsidiaries (collectively referred to as the “Group”.)


  • Efficient Group (Pty) Ltd
  • Efficient Financial Services (Pty) Ltd t/a Efficient Wealth
  • Efficient Insure Advisory Services (Pty) Ltd
  • Bespoke Advisory Solutions (Pty) Ltd
  • Naviga Solution (Pty) Ltd
  • Efficient Private Clients (Pty) Ltd
  • Efficient Board of Executors (Pty) Ltd
  • Efficient Benefit Consulting (Pty) Ltd
  • Efficient Insure Advisory Services (Pty) Ltd
  • Select Manager (Pty) Ltd
  • Boutique Collective Investments (RF)(Pty) Ltd
  • Boutique Investment Partners (Pty) Ltd
  • Efficient Select (Pty) Ltd
  • Dinamika Fondsbestuurders (Pty) Ltd
  • Skyblue Fund Manager (Pty) Ltd

This email and any attachment hereto are confidential and may contain privileged or copyright information. You may not present this message to another party without consent from the sender. If you are not the intended recipient, please notify the sender and delete this email immediately. Please note that disclosing, copying, distributing, or taking any action based on the contents of this information are strictly prohibited.

Protection of Personal Information
The Group takes all reasonable measures to protect the personal information of our clients, service providers and other relevant stakeholders. For further information about how we process personal information, please review the privacy policy of the relevant entity of the Group made available on the applicable websites. The Group does not consent to its employees sending unsolicited emails. If a contravention of any privacy law by any Group member is alleged, please contact us immediately.

Cyber Risk Warning

  • Sending bank account details via email is inherently risky and is avoided in our business.
  • Please note that our bank account details will never change, and we will not notify you of any changes via email.
  • Always independently confirm the bank account details with us via a telephone call to a trusted and verified phone number.

This email does not constitute a binding agreement between the Group and any person, unless explicitly stated, consequent to the applicable authority being granted in terms of the Group’s policies. The Group does not accept any liability or responsibility for:

  • any interception, corruption, destruction, loss, delayed arrival, incompleteness or tampering with information contained in this email
  • incorrect delivery
  • any effect on any electronic device of the recipient.

The Group does not certify or guarantee that this email is free from viruses or defects.

Any views or opinions presented in this email are solely those of the sender and do not necessarily represent those of the Group. Any actions taken based on this email are at the reader’s own risk.

The sender of this email is expressly required not to make any defamatory statements. Any such communication is contrary to the Group’s policy and outside the scope of the employment of the individual concerned. The Group will not accept any liability in respect of such communication. The employee responsible will be personally liable for any damages or other liabilities arising.