Short-term Insurance

Short-term insurance is an extremely important aspect of risk management within any financial plan, whether catered to an individual client or a business.

Although short-term, car, and household insurance is a significant aspect of financial planning and, ultimately, wealth protection, it is often not adequately assessed and seldom forms part of a comprehensive financial plan.

At Efficient Insure, a division of the Efficient Group, we ensure our short-term insurance offering includes best-in-class risk analysis and pricing options to match the varied needs of our clients. We also offer solutions to both individuals and companies.

Through our world-class electronic platform and our strategic alliances with South Africa’s leading risk services companies, we can provide you with a comparative analysis of cover options and pricing tailored to your unique needs. This affords you the opportunity to prudently assess a number of short-term, car, and household insurance alternatives, ensuring that you will find the solution that works best for you!

Our Offering

  • Personal lines cover
  • Homeowner cover
  • Household cover
  • Car cover
  • All risks cover
  • Commercial business cover
  • Vehicle/fleet cover
  • Specialist legal liabilities cover
  • Contractor all risks cover
  • Personal liability cover


  • Multiple solutions
  • Professional and qualified insurance advisors
  • Thorough and detailed risk assessments
  • An annual review and re-pricing process