Wealth, Risk, and Investments

The Efficient Group provides financial advice and solutions to retail and institutional clients via our cluster businesses.

These business units collaborate to provide cradle-to-grave solutions that grow, protect, and transfer your assets. Through targeted business acquisitions, we deliberately grow our client base and introduce new capabilities into the Group, which contribute to value creation for our stakeholders.

Our Wealth, Risk, and Investments Cluster ranks as one of the three largest registered financial advisor businesses in South Africa. We are continuously striving to expand our footprint.

Efficient Wealth

Efficient Wealth provides a host of personal- and business-related financial services. They also provide value-added benefits via their own internal resources and in partnership with a number of specialist financial services providers.

Efficient Insure

Efficient Insure is a unique insurance broker. They are passionate about insurance, and aspire to make getting insurance as easy as possible.

Efficient Board of Executors

Efficient Board of Executors offers access to extensive expertise and capabilities in fiduciary services, enabling you to create an estate plan that will cater to your specific and ever-changing needs and circumstances.

Efficient Benefit Consulting

Efficient Benefit Consulting is a specialist independent employee benefit consulting company that focusses on providing customised, value-added retirement fund solutions to members, employers, and boards of trustees.

Efficient Private Clients

Efficient Private Clients is a boutique investment company that specialises in private share portfolios. Their solution integrates a multi-level investment approach with due diligence at an individual client level.

Naviga

Naviga offers a number of solutions that have been subjected to a rigorous quantitative and qualitative due diligence process. Their solutions are tailor-made to address specific client investment needs, and are specifically designed to maximise client returns relative to pre-determined risk profiles and/or income requirements.

Efficient Healthcare Consulting

Efficient Med offers specialist advice and knowledge of the medical scheme and gap cover industry.