News and Media

Retirement Annuity vs Provident Fund in South Africa: What is the difference? 

Understanding the difference between a retirement annuity and a provident fund in South Africa is essential when planning for retirement. While both help you build long-term financial security, they differ in terms of flexibility, access, contribution structures, and investment control. Understanding these differences is essential when building a retirement strategy that works for you.
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We understand that your wealth cannot be separated from your health, and that is why your financial welfare cannot be separated from your physical well-being.

How the 2026 Budget Speech shapes opportunities for South African investors

South Africa’s national Budget Speech is often analysed through a political or social lens. For investors, however, it serves a different purpose. It provides a framework for understanding fiscal direction, economic stability, tax treatment, and capital allocation priorities, all of which influence long-term financial well-being.
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Making Black Friday work for your financial wellbeing

Black Friday has become a major moment in South Africa’s retail calendar, offering opportunities for meaningful savings when approached with intention. Instead of viewing the season as something to avoid, it can be used as a strategic moment to align your purchases with your broader financial priorities.
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20 Years On… And The Efficient Group Is Still Standing Strong

Millennials and Generation Z are unlikely to remember that, back in 1997, Asia was dealt a significant blow by the United States (US) Federal Reserve (Fed), who, through their actions, caused the US dollar to appreciate substantially.
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It all starts, and ends, with government

The Financial Sector Conduct Authority (FSCA) recently said that it will soon publish the regulatory framework for cryptocurrencies in South Africa. Many in the industry, especially those who support the technology, have been anxiously awaiting this legislation for quite some time.
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Is erratic market behaviour here to stay?

The Financial Sector Conduct Authority (FSCA) recently said that it will soon publish the regulatory framework for cryptocurrencies in South Africa. Many in the industry, especially those who support the technology, have been anxiously awaiting this legislation for quite some time.
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Helping people attain their financial well-being and economic security is what we do.